Gladstone: 07 4972 0522 | Rockhampton: 07 4922 5626

Our Lending Solutions

Austral Lending Solutions offer a variety of personal and business solutions.

Click on the area that is relevant to what you need to see how
a relationship with us, can help you achieve your goals.

  • Home Loans/Mortgages
  • Business Lending
  • Equipment Finance
  • Machinery Finance
  • Cashflow Finance
  • Savings Plans and First Home Buyers
  • Family Protection

 

Our services at a glance…

Home Loans

  • Variable rate mortgages
  • Fixed rate mortgages
  • First Home buyer mortgages
  • Split loans
  • Family equity lending
  • Budgeting
  • Bank account structuring
  • Interest only loans
  • Principle and Interest Loans
  • Loan planning
  • Consolidation
  • Refinance
  • Interest rate negotiation
  • Professional package loans
  • 100 % lending for doctors / Vets and Dentists
  • Discounted rates for loans over $500 000
  • Cashback for refinance of up to $1000 from some lenders
  • Zero fee loans
  • Owner Builder home loans
  • Low Doc loans for self employed up to 80 % LVR
  • Mortgage insured loans up to 95% plus mortgage insurance
  • Honeymoon loans
  • 100% offset loans

Austral Lending Solutions is the one stop shop for all of the above loans.

Business Lending

  • Commercial lending
  • Farm loans
  • Primary producer lending
  • Commercial bills
  • Business Finance
  • Franchise loans
  • Debtor Finance
  • Factoring
  • Business expansion
  • Interest Only loans
  • Fixed rate lending
  • Capped rate lending
  • Cashflow lending
  • Working Capital
  • Overdrafts
  • Lines of Credit
  • New Venture finance
  • Market Rate Lending
  • Bank Account Packaging
  • Property Development Lending
  • Equity Loan
  • Consolidation and renegotiation of loans
  • Refinance and changing banks
  • Stock mortgages
  • Construction Finance

These are just some of the business finance options from Austral Lending Solutions, find out more about our business finance services here.

Equipment Finance

  • Leasing
  • Hire purchase
  • Chattel mortgage
  • Novated lease
  • Operating lease
  • Equipment loan
  • Car loans
  • Car hire purchase
  • Luxury leasing
  • Livestock leasing
  • Insurance premium finance
  • Computer loans, etc…

These are just some of the finance options available for equipment loans.

Cashflow Finance

  • Debtor finance
  • Cashflow finance
  • Invoice finance
  • Invoice discounting
  • Disclosed factoring
  • Undisclosed factoring
  • Purchase Order Finance
  • Non bank common sense lending.

These are just some of the Cashflow finance options from Austral Lending Solutions, find out more about our Cashflow Finance services here

1st Home Buyers

  • Mortage/Home Loan planning
  • Savings planning
  • Budgeting Advice
  • Long and short term planning
  • Bank Account Structuring
  • Cashflow Maximisation
  • Consolidation Advice
  • Loan Arrears Advice
  • Help with credit issues
  • Resolution of tax arrears
  • Debt reduction

Find out more about our savings and financial planning services here.

Family Protection

  • Life Insurance
  • Income protection
  • Risk Insurance
  • Loan repayment insurance
  • Sickness & Accident insurance
  • Income replacement insurance
  • Partnership protection
  • Key man insurance
  • Trauma
  • Specific event insurance
  • House and contents cover
  • Death cover
  • Term insurance
  • Medical life cover
  • Business insurnace
  • Office pack insurance
  • Public liability
  • Rural pack insurance
  • Involuntary unemployment insurance

These are just some of the family protection options available, find out more here.